About
1970-01-01
My LinkedIn pageātransformed into a thriller by ChatGPT with a single command: āMake it sound like a thriller.ā
šµļø The Fintech Revolution: A Story of Grit, Scale & Impact
š The Beginning: A Mission to Change the Game
It all started with a visionāto build something that would reshape financial services for millions. As the Head of GoPay (Consumer Payments) at GoTo Financial, I had one mission: bring financial power to the masses.
The challenge? A fragmented ecosystem where cash reigned supreme, trust in digital payments was low, and financial services were scattered across platforms. But we moved fast, and within a year, GoPay reached over 15% of Indonesiaās population.
GoPay wasnāt just an appāit was a weapon against financial exclusion. A lightweight, mass-market tool that fit in the palm of your hand, no matter how old your phone was. It wasnāt just about paymentsāit was about giving people control over their financial lives:
- šø Paying.
- š Transferring.
- š° Saving.
- š Borrowing.
- š” Insuring.
- š Investing.
From Jakartaās bustling streets to Indonesiaās remote villages, GoPay became unstoppable.
š The Battle for Scale: 300 Million Transactions & Counting
Before GoPay, I was in the trenches, engineering one of the fastest-growing payment platforms in Southeast Asia.
- š Mission: Scale GoTo Financial to handle 300 million transactions per monthāone of Indonesiaās largest e-wallets.
- š Obstacle: A rapidly growing economy, shifting regulations, and competition with deep war chests.
- š Solution: Automation. Hyper-efficiency. Relentless execution.
We built bulletproof infrastructure to withstand millions of simultaneous users. Every second, payments pulsed through our systems, moving at lightning speed. In fintech, failure isnāt an optionāevery delay means a broken business, an unpaid worker, a lost opportunity.
š½ The Hunger Games: GoFoodās Domination
Before fintech, my battlefield was food delivery.
- š GoFood grew into the worldās largest food delivery service outside China.
- š½ 500,000+ restaurants in 80+ cities across Indonesia, Thailand, and Vietnam.
- š Plans to expand further across Southeast Asia.
FoodTech is brutalālogistics nightmares, unpredictable demand, and the ever-present battle against instant gratification. We cracked the code with hyper-localized restaurant networks, lightning-fast dispatch algorithms, and an obsessive focus on user experience.
š” If your meal arrived late, we already knewāand we were already fixing it.
Every meal delivered wasnāt just a transaction. It was a war for market dominance, and we played to win.
š¦øāāļø The Rise of Gojek: A Super App Revolution
Back in 2016, Gojek was growing faster than any startup should.
- š 300x growth in 12 months.
- šµ A small ride-hailing service turned into a super app with 18+ services.
- ā” Millions of drivers, merchants, and users, all connected in a self-sustaining ecosystem.
My role? Redefining the mobile experience across the entire platform. The stakes were sky-highāwe had to keep up with explosive demand, all while ensuring a seamless, intuitive interface for users at every level.
Every decision mattered. Every line of code had to scale. Every mistake cost millions.
But we thrived. And Gojek became legendary.
š„ The Leftshift Story: A Startup That Beat the Odds
Before Gojek, before GoPay, before GoTo Financialāthere was Leftshift.
In 2006, I founded Leftshift Technologies, an agency that didnāt just build mobile appsāwe built experiences.
- š Apps for BookMyShow, Byjuās, Faasos, Airtel, CitrusPay, Ubisoft, Metallica, and more.
- š 7 apps featured by Apple in the App Store in a single year.
- š Acquired by Gojek in 2016.
We werenāt the biggest agency, but we were the best at what we did. And eventually, Gojek took notice.
š The Early Days: Trading Algorithms & Stock Market Battles
- š Pune, India.
- š° 2004.
My first mission? Building stock exchange connectivity software for financial markets in Hong Kong, Japan, Korea, Taiwan, and Australia.
The stakes? Billions of dollars moving through our systems.
- š One bug could cost a firm its entire portfolio.
- š One delay could make or break a trade.
We had to be perfect. No second chances. No margin for error.
Eventually, the company was acquired by a global financial software giant. The game had changed, but I was already looking ahead to the next revolution.
š„ The War Isnāt Over: Whatās Next?
If history has taught me anything, itās this: ā¢ Technology is warāthe battle never stops. ā¢ Speed winsāthe first mover sets the rules. ā¢ Impact mattersāthe best products change lives.
From startups to super apps, fintech to foodtech, mobile to marketplacesāIāve seen how technology can reshape entire industries. And the journey is far from over.
My LinkedIn page, converted into a thriller on ChatGPT via "make it sound like a thriller"