Mar 3, 2025
Bank Indonesia (BI) oversees various licenses across banking, fintech, payment systems, foreign exchange, and other financial services. This article covers a list of each license type, purpose, and other key details
Feb 24, 2025
QRIS was launched by Bank Indonesia (BI) in 2019 to unify digital payments, enabling seamless interoperability between banks and e-wallets. By August 2024, it reached 52.55 million users and 33.77 million merchants, with 217.33% annual transaction growth. QRIS supports ON-US and OFF-US transactions, involving multiple intermediaries. Major players include GoPay, Dana, OVO, LinkAja, BCA, BNI, and BRI. Cross-border QRIS now operates in Thailand, Malaysia, Singapore, and more. QRIS Tap and QRIS Tuntas enhance payment efficiency, while BI is improving refund mechanisms and expanding global integrations.
Jan 28, 2025
Making a simple static site generator because learnings someone else's top class code is harder than writing something silly on your own
Aug 20, 2019
The most beautiful product in the world won't be useful unless it has real, practical application to the user. Find out how Gojek combines science and art in the most inspirational and creative ways to create products whose functions benefit users.
Mar 22, 2018
We are not based out of the valley. The amount of impact one can cause by being based in the middle of the biggest revolution of the last century is dwarfed by what we have been able to accomplish by sitting in the middle of what used to be nowhere. You can only build products for the first world by sitting there. For being witness to this unbelievable movement in Gojek, you need to be in Indonesia and be engulfed in a sea of green.
Dec 1, 2016
After having worked with the great team at Gojek for over a year, we joined hands to change the world together. Gojek was the first unicorn to come out of Indonesia, and more than just being one of the fastest growing companies in the world, it is also the one with the most powerful social missions in the South East Asia.
Mar 21, 2011
Getting picky with clients is tricky. It is usually difficult to predict how will the client will turn out before you start the project. So, we started picking clients based on a lot of different parameters. Eventually, we worked with three to-be-unicorns, and got acquired by one.
Mar 1, 2009
MBAKarma was one of the first, fully online products for taking online examinations for MBA preparation. It launched in July 2008 and had to be shut down early next year. Over 8,000 students who end up doing over 50,000 tests in the first six months.
Nov 22, 2006
Leaving Comfort, Chasing Growth: Armed with a Backup Plan, Inspired by Steve Jobs, and Ready for My Next Big Step.
Oct 1, 2006
A quick summary of my experience over the last 20 years